美国银行（BAC）股价与投研分析
Bank of America · 美国市场 · 金融
关键指标
- 最新价
- USD 51.63
- 日内涨跌
- +3.97%
- 市值
- USD 3562.58 亿
- 市盈率 TTM
- 12.29
- 市净率
- 1.32
- 52 周最高
- USD 65.23
- 52 周最低
- USD 46.12
- 股息率
- 2.48%
- 成交量
- 股 4738.93 万
- 上市市场
- 美国
公司概况
美国银行（英文名 Bank of America，股票代码 BAC）在美国市场上市， 属于金融行业，当前处于成熟阶段。核心标签：银行、零售银行。
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.
AI 三层投研框架
- 宏观周期层：利率、通胀、汇率与流动性如何影响美国市场的估值中枢。
- 行业格局层：用 PEST、波特五力与产业链位置判断金融行业的利润分配。
- 公司质地层：把 美国银行 的增速、利润率、ROE 与现金流放进同行业横向对比。
需要完整报告？回到终端 可基于真实财报数据生成三层 AI 分析。